🛋️ Home Insurance – Protect Your Belongings

Imagine if a fire or flood damaged everything in your home. Could you afford to replace it all?

Many tenants think the council automatically insures their furniture and belongings. This is not true. You need your own insurance to protect your things.

🏠 What We Cover

As your landlord, we only insure the building—this includes:

• The structure of your home
• Main services like gas, electricity, and water

If there’s a fire or flood, our insurance will fix the building and services.

📧 For more info, email: housing.services@tendringdc.gov.uk

📦 What You Need to Cover

You are responsible for your:

• Furniture
• Electrical items
• Clothes and personal belongings

Our insurance won’t cover these unless we caused the damage.

Also, if you cause damage (like a chip-pan fire) and your neighbour loses things, you may have to pay for their losses too.

✅ What You Should Do

We strongly advise you to get household contents insurance. This protects your belongings from:

• Fire
• Theft
• Water damage
• Accidents

There are different types of insurance at different prices. It’s a good idea to shop around and find one that suits you.