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Credit Crunch - Help and Advice


Are you worrying about how the credit crunch will affect you, your family or your business?

On this page:
Benefits
Housing
Businesses
Bus/Rail Travel
Other useful advice

There is help available from the Council and other organisations. This page is designed to show you what help is available so you can put the pieces together.

A pound sign made up of jigsaw pieces



We've also put together a Credit Crunch Leaflet with helpful advice and guidance which you can download here. The leaflet is an adobe acrobat pdf document and you will need the free adobe acrobat reader software to download it.

In January 2010, we published a Tendring Economic Recovery Action Plan with details about the actions taken by the Council since the start of the Recession and the planned actions which we hope will help both residents and businesses recover.

The Government have also produced a series of booklets called "Real Help Now". There is a specific booklet for the East of England which is available to download as a pdf document from their site http://www.realhelpnow.gov.uk/.

Benefits

Are you claiming everything that you are entitled to? Visit our benefits pages to find out about Housing and Council Tax Benefit, or use our benefits calculator to get an instant online assessment. Read about some residents who have already benefitted from help.

Other useful Benefits Links:

Housing

We can provide advice if you are homeless or threatened with homelessness. Visit our Homelessness and Housing Advice pages to find out more.

Other useful Housing Links:

Businesses

Find out if your business is entitled to help with National Non Domestic Rates (Business Rates).

You can also visit our credit crunch survival guide for businesses page.

The Council has signed up to the prompt payment code

Concessionary Travel (Bus and Rail Passes)

Are you entitled to free or reduced bus or rail travel? Visit our concessionary travel pages to find out more.

Other Useful Links

Local Organisations

There are 6 citizens advice centres in Tendring: Harwich, Clacton, Jaywick, Frinton, Walton, and Manningtree. Find out exact locations, contact details and opening times on the CAB website. Click here for information on the CAB Recession Helpline.

Age Concern Essex is an independent local charity working with and for senior citizens in Essex. Age Concern Essex

Tendring Community Voluntary Services provides help and advice on getting back into work, changing careers and improving your skills http://www.cvstendring.org.uk/

National Organisations

  • AdviceNow: independent, not-for-profit website providing accurate, up-to-date information on rights and legal issues www.advicenow.org.uk
  • Community Legal Advice: free, confidential and independent legal advice www.communitylegaladvice.org.uk
  • Consumer Direct: practical advice on all kinds of consumer issues - from problems with cars to faulty household appliances www.consumerdirect.gov.uk
  • Job Centre Plus offers advice on job seeking and benefits www.jobcentreplus.gov.uk
  • Shelter is a national homelessness charity that runs a helpline, has a network of housing aid centres and works with the local citizens' advice bureaux www.shelter.org.uk
  • National Debt Line provides free and independent advice on how to deal with debt problems www.nationaldebtline.co.uk
  • Debt Advice Foundation is a registered national debt advice charity offering free, impartial support and advice to anyone worried about debt. www.debtadvicefoundation.org


Page Last Updated
20 August 2010